Friday, February 26, 2010

Kids in the Kitchen

My tip and post for the week is an article that's in Montana Parent Magazine - the new March issue. The article is titled "Kids in the Kitchen" and discusses the advantages of teaching our kids how to cook. Of course, one of the advantages is that families save money when kids know how to cook, but there are also lots of other great reasons to teach this skill. In the article I also give ideas for how to involve kids at all ages and stages. If you want to save more money, make a picky eater happy, and give your kids something productive to do in the kitchen, check out!

Thursday, February 18, 2010

Inexpensive and Yummy Muesli

I love granola and muesli, but I never buy either - way too pricey. Instead, we make our own! For a bowlful of delicious muesli put small handfulls each of homemade granola (see recipe on my website), cornflakes, regular uncooked rolled oats, and raisins in a bowl. If you have it, replace raisins with fresh fruit. Add milk or yogurt and enjoy! My kids think this is the best treat in the world (almost).

Wednesday, February 10, 2010

How to Stick to a Budget

Some tips for sticking to a budget from money guru Dave Ramsey! I have done all of these, and I know they work!

1.Make sure you write it down. Give every dollar a name on paper. Spend your income on paper before you actually spend it.

2.Stay away from places that tempt you to spend. If you are overspending, you need to buckle down and get serious. It’s a sign of maturity when you delay pleasure today so that you can ensure a better tomorrow.

3.Use Dave’s envelope system to help you spend cash in line with your budget. Take some envelopes, write the budget categories on the envelopes, and use only the allotted money to purchase specific things. When an envelope is empty, don’t buy anything else in that budget category.

4.Stay motivated! Don’t give up! A budget gives you hope that your money situation can and will get better. Dwelling on the failures of the past, or fearing that you will never get to the end, will steal your hope. To avoid this, break your plan down into smaller goals. You can change your financial picture. You can change your life.